Onboarding:

Implementing digital and interactive strategies for intuitive customer onboarding is crucial for early value delivery, enhancing customer retention and business growth.

eKYC

eKYC using OTP based Aadhaar verification

UNB latest eKYC solution enables new investors to complete the KYC process digitally with OTP based Aadhaar authentication without any hassles.

The eKYC through Aadhaar authentication service allows investors to make investments in desired mutual funds with minimal efforts and without any limits or restrictions.

How does eKYC using OTP based Aadhaar verification work?

Aadhaar & PAN Validation

• Investor to provide mobile number & email ID (at least one should be registered with Aadhar) & Aadhaar number

• OTP is sent by CAMS to both mobile & email ID once UIDAI validation is complete

• On successful OTP verification, Investor to upload PAN copy which is validated with NSDL

• For Address proof verification, UIDAI will send OTP to investor to either of registered mobile or email in Step 1

• On successful authentication of OTP, UIDAI will provide Aadhaar PDF and investor photo

Additional Steps

• Investor to fill-in additional details – resident status, occupation etc.

• Signed cancelled cheque to be uploaded by Investor. Basis OCR, Bank details will get filled automatically

• IMPS validation basis the cheque uploaded to match name on cheque with the name in PAN

• If there is 70+% name match, investor will proceed to upload  e-signature

• Upon successful submission of details, KYC status becomes – Under Process & this PAN becomes investment ready

To initiate eKYC, please call us

Note:

1) This will be treated as full KYC without any limit on the investment amount. Offline investments will also be permitted.

2) This application cannot be used by Minors & NRIs

For queries related to FRESH ONLINE KYC (eKYC) registration, please write to us at ekyc_services@unbsolutions.com quoting your PAN in the subject line

To check the KYC status of your PAN, please visit www.unbsolutions.com

For queries related to change in KYC details and KYC status updates of your PAN registered with CAMS KRA, please write to us at enq_kyc@unbsolutions.com